*{box-sizing:border-box}
:root{--navy:#082b57;--blue:#0874ee;--blue2:#0759c9;--text:#0b2b52;--muted:#5d7290;--line:#dbe6f2;--bg:#f6f9fd}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--text);background:#fff}
a{text-decoration:none;color:inherit}
.container{width:min(1240px,calc(100% - 48px));margin:auto}
.topbar{height:36px;background:#06234a;color:#fff;font-size:12px}
.topbar-inner{height:36px;display:flex;align-items:center;justify-content:space-between}
.top-links{display:flex;gap:8px;align-items:center}.top-links a{color:#dbe9ff}
.header{height:102px;background:#fff;border-bottom:1px solid #e7edf5;position:sticky;top:0;z-index:20}
.nav{height:100%;display:flex;align-items:center;gap:30px}
.brand{width:265px;height:100%;display:flex;align-items:center}.brand img{width:205px;max-height:90px;object-fit:contain}
nav{margin-left:auto;display:flex;gap:34px;font-size:14px;font-weight:700}
nav a{padding:42px 0 38px;border-bottom:3px solid transparent}
nav a:hover{color:var(--blue);border-bottom-color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:15px;border-radius:8px;padding:15px 21px;font-weight:800;font-size:14px;border:1px solid transparent;cursor:pointer}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 12px 24px rgba(8,116,238,.18)}
.btn-primary:hover{background:var(--blue2)}
.btn-light{background:#fff;border-color:#cfdceb;color:var(--text)}
.nav-cta{white-space:nowrap}.menu-toggle{display:none;background:none;border:0;font-size:25px}

.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#f9fcff 0%,#eef5fd 58%,#fff 100%);min-height:530px}
.hero-bg{position:absolute;inset:0;background:radial-gradient(circle at 80% 50%,rgba(15,114,238,.10),transparent 30%),linear-gradient(90deg,transparent 50%,rgba(7,83,174,.03) 50%,transparent 70%)}
.hero-grid{min-height:530px;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:20px;position:relative}
.hero-copy{padding:60px 0 40px;position:relative;z-index:2}.eyebrow{font-size:11px;font-weight:900;letter-spacing:3px;color:var(--blue);display:flex;align-items:center;gap:10px}.eyebrow i{display:block;width:27px;height:2px;background:var(--blue)}
h1{font-size:66px;line-height:1.03;letter-spacing:-3px;margin:27px 0 20px;color:#08264d;font-weight:500}
h1 strong{color:var(--blue);font-weight:700}
.hero h2{font-size:23px;margin:0 0 12px}.hero-copy>p{max-width:570px;color:var(--muted);font-size:16px;line-height:1.6;margin-bottom:26px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero-proof{display:flex;gap:35px;margin-top:34px}.hero-proof div{display:flex;flex-direction:column}.hero-proof b{font-size:22px}.hero-proof span{font-size:11px;color:var(--muted);margin-top:3px}
.hero-visual{height:500px;position:relative;display:flex;align-items:center;justify-content:center}
.ring{position:absolute;border:1px solid #cbdcf1;border-radius:50%}.ring-a{width:520px;height:520px}.ring-b{width:390px;height:390px}.ring-c{width:275px;height:275px}
.family-card{width:280px;height:340px;border-radius:24px;background:linear-gradient(155deg,#092f61,#0865d9);color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;box-shadow:0 35px 70px rgba(9,51,100,.22);position:relative;z-index:2}
.family-card small{font-size:9px;letter-spacing:3px;opacity:.65;margin-bottom:18px}.shield{width:92px;height:108px;background:#fff;color:var(--blue);clip-path:polygon(50% 0,91% 20%,86% 70%,50% 100%,14% 70%,9% 20%);font-size:52px;display:grid;place-items:center;margin-bottom:17px}
.family-card h3{font-size:20px;line-height:1.12;margin:0 0 10px}.family-card p{font-size:11px;opacity:.55;letter-spacing:1px}
.float-tag{position:absolute;background:#fff;border:1px solid #e4ebf4;border-radius:25px;padding:12px 17px;box-shadow:0 12px 28px rgba(12,48,91,.10);font-size:9px;letter-spacing:1.5px;z-index:4}.float-tag b{color:var(--blue);margin-left:7px}.tag-auto{top:95px;left:20px}.tag-vida{top:160px;right:15px}.tag-emp{bottom:70px;left:30px}

.insurance{padding:22px 0 34px;background:#fff}.section-kicker{text-align:center;font-size:12px;font-weight:900;letter-spacing:3px;color:var(--blue);margin:0 0 25px}.insurance-grid{display:grid;grid-template-columns:repeat(6,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.insurance-card{text-align:center;padding:30px 15px;border-right:1px solid var(--line)}.insurance-card:last-child{border-right:0}.insurance-card .icon{font-size:35px;height:48px;display:grid;place-items:center;color:var(--navy);filter:grayscale(1)}.insurance-card h3{margin:8px 0 6px;font-size:18px}.insurance-card p{margin:0;color:var(--muted);font-size:12px;line-height:1.4}

.differentials{background:#f1f6fc;padding:35px 0}.diff-grid{display:grid;grid-template-columns:1.35fr repeat(4,1fr);gap:0}.diff-intro{padding-right:35px}.section-kicker.left{text-align:left;margin-bottom:14px}.diff-intro h2{font-size:21px;line-height:1.3;margin:0}.diff-item{padding:5px 20px;border-left:1px solid #cddbea}.diff-icon{font-size:25px;color:var(--blue);margin-bottom:8px}.diff-item h3{font-size:13px;margin:0 0 7px}.diff-item p{font-size:11px;line-height:1.45;color:var(--muted);margin:0}

.about{padding:80px 0}.about-grid{display:grid;grid-template-columns:290px 1fr;gap:70px;align-items:center}.about-year{width:220px;height:220px;border:1px solid #c9d8e8;border-radius:50%;display:grid;place-items:center;font-size:70px;font-weight:800;color:var(--blue);position:relative}.about-year span{position:absolute;bottom:48px;font-size:10px;letter-spacing:3px;color:var(--navy)}.about h2{font-size:37px;line-height:1.15;margin:0 0 16px}.about p{color:var(--muted);line-height:1.7;max-width:700px}.text-link{display:inline-block;margin-top:10px;color:var(--blue);font-weight:800}

.cta{background:#062d60;color:#fff}.cta-inner{min-height:125px;display:flex;align-items:center;justify-content:space-between;gap:25px}.cta h2{font-size:22px;margin:0 0 5px}.cta p{margin:0;opacity:.7}.btn-whatsapp{background:#22c55e;color:#fff;border-radius:30px;padding:15px 24px}

.contact{padding:85px 0;background:linear-gradient(180deg,#f8fbff,#fff)}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:75px}.contact h2{font-size:40px;line-height:1.12;margin:0 0 15px}.contact>div p{color:var(--muted);line-height:1.6;max-width:520px}.contact-list{margin-top:28px;display:grid;gap:13px}.contact-list a{display:flex;flex-direction:column;padding:15px 18px;border:1px solid var(--line);border-radius:10px;background:#fff}.contact-list b{font-size:12px;color:var(--blue);margin-bottom:4px}.contact-list span{font-size:15px;font-weight:700}
.contact-form{background:#fff;padding:28px;border:1px solid #dce7f3;border-radius:16px;box-shadow:0 20px 60px rgba(16,52,91,.08);display:grid;gap:12px}.contact-form input,.contact-form select,.contact-form textarea{width:100%;border:1px solid #d5e0ec;border-radius:8px;padding:14px 15px;font:inherit;color:var(--text);background:#fff;outline:none}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:var(--blue)}.contact-form textarea{resize:vertical}.contact-form small{color:var(--muted);font-size:10px}

.footer{background:#041f42;color:#fff;padding-top:40px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:45px;padding-bottom:35px}.footer-brand img{width:190px;background:#fff;padding:7px;border-radius:3px}.footer-brand p{opacity:.65;max-width:330px;font-size:12px;line-height:1.5}.footer h4{font-size:12px;text-transform:uppercase;letter-spacing:2px;color:#80b7ff}.footer-grid a{display:block;font-size:12px;opacity:.8;margin:11px 0}.copyright{border-top:1px solid rgba(255,255,255,.15);text-align:center;padding:17px;font-size:10px;opacity:.55}
.floating-whatsapp{position:fixed;right:22px;bottom:22px;background:#20c769;color:#fff;border-radius:30px;padding:13px 18px;font-weight:800;font-size:12px;box-shadow:0 12px 30px rgba(0,0,0,.18);z-index:30}

@media(max-width:1000px){
  nav{gap:16px}.nav-cta{display:none}.hero-grid{grid-template-columns:1fr}.hero-visual{position:absolute;right:-120px;opacity:.25;width:600px}.hero-copy{padding:70px 0}.insurance-grid{grid-template-columns:repeat(3,1fr)}.insurance-card:nth-child(3){border-right:0}.diff-grid{grid-template-columns:1fr 1fr}.diff-intro{grid-column:1/-1;padding:0 0 25px}.diff-item{padding:18px}.about-grid{grid-template-columns:180px 1fr;gap:35px}.about-year{width:180px;height:180px;font-size:55px}
}
@media(max-width:720px){
  .container{width:min(100% - 30px,1240px)}.topbar{height:auto;padding:7px 0}.topbar-inner{height:auto;display:block;text-align:center}.top-links{justify-content:center;flex-wrap:wrap;margin-top:4px}.header{height:75px}.brand{width:200px}.brand img{width:175px}.menu-toggle{display:block;margin-left:auto}.nav nav{position:absolute;left:15px;right:15px;top:70px;background:#fff;border:1px solid var(--line);box-shadow:0 15px 30px rgba(0,0,0,.1);display:none;flex-direction:column;gap:0;padding:8px}.nav nav.open{display:flex}.nav nav a{padding:14px;border:0}.hero{min-height:auto}.hero-grid{min-height:auto}.hero-copy{padding:55px 0 35px}.hero-visual{display:none}h1{font-size:47px;letter-spacing:-2px}.hero h2{font-size:20px}.hero-proof{gap:15px;justify-content:space-between}.hero-proof b{font-size:18px}.insurance-grid{grid-template-columns:repeat(2,1fr)}.insurance-card:nth-child(2n){border-right:0}.diff-grid{grid-template-columns:1fr}.diff-intro{grid-column:auto}.about{padding:60px 0}.about-grid{grid-template-columns:1fr}.about-year{margin:auto}.about h2{font-size:30px}.cta-inner{padding:25px 0;display:grid}.contact{padding:60px 0}.contact-grid{grid-template-columns:1fr;gap:35px}.contact h2{font-size:31px}.footer-grid{grid-template-columns:1fr;gap:25px}.floating-whatsapp{right:12px;bottom:12px}
}